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Loan Management System Software

Best Loan Management System in India – Built in Kolkata for Fast-Growing Lenders

Onboard borrowers, automate EMI schedules, and track repayments with a custom loan management solution designed for NBFCs, microfinance institutions, loan agencies, and private lenders across Kolkata, Hyderabad, Mumbai, Delhi, and beyond.

Unlike readymade tools, our Laravel/PHP/MySQL loan software adapts to your credit policies, approval workflows, and customer journey. Manage everything—from KYC uploads and loan origination to EMI reminders, recovery follow-ups, and portfolio analytics—inside a secure cloud dashboard with multi-role access.

Book a Free Demo See Core Modules
100% secure with daily backups Integrates with SMS, WhatsApp & payment gateways
Loan Management Dashboard Software
Borrower KYC Hub
EMI Analytics Panel

Key Features of Our Loan Management System

Automating every stage of the lending lifecycle for NBFCs, MFIs, co-ops, and private finance businesses.

Borrower Management

  • KYC document upload & verification
  • Family & co-applicant mapping
  • Credit scoring notes

Loan Origination

  • Custom application forms
  • Approval hierarchy & remarks
  • Automated sanction letters

EMI & Repayment

  • EMI auto calculation & schedules
  • Penalty interest logic
  • SMS/WhatsApp reminders

Payment Collection

  • Cash, cheque, UPI & gateway integration
  • Collection history & reconciliations
  • Agent commission tracking

Portfolio Analytics

  • NPA & delinquency dashboards
  • Income vs. disbursement trends
  • Downloadable PDF statements

Role-Based Access

  • Admin, branch, agent & customer logins
  • Branch-wise target monitoring
  • Audit trail with activity logs

Mobile Responsive

  • Agent collections on smartphone
  • Borrower self-service portal
  • PWA-ready experience

Secure Infrastructure

  • Cloud hosting with daily backups
  • Data encryption at rest & transit
  • 99.9% uptime SLA & monitoring

Why Businesses Choose Our Custom Loan Software

We don’t sell generic templates. Claban co-builds every loan management platform to reflect your products, risk policies, and organisational structure. Whether you’re managing 100 borrowers or scaling to 10,000+, the system grows with you—no lock-ins, no hidden per-user fees.

  • Tailored workflows for gold loans, MSME finance, microfinance, payday loans, or secured lending
  • Built with Laravel/PHP/MySQL and modern frontend frameworks
  • Hosted on secure cloud servers (AWS, DigitalOcean, Azure)
  • Seamless integration with SMS gateways, WhatsApp API, payment gateways, and accounting tools
  • Lifetime support, feature upgrades, and onboarding assistance for new branches

Industries We Serve

Our custom loan management system accelerates digital transformation for diverse lending teams:

NBFC Companies Microfinance Institutions Co-operative Societies Loan Agents & Consultants Private Lenders SME Finance Teams
Loan Management Software Kolkata Best Loan Software India Custom Loan Application System Microfinance Management Software Automated Loan Management Tool NBFC Loan Software Loan Agency Software Kolkata

Deployed for Lenders Across Kolkata, Hyderabad, Mumbai & Delhi

Local compliance awareness with national scalability—perfect for multi-city loan operations.

Kolkata & Eastern India

Custom workflows for chit funds, co-operatives, and NBFCs managing high-volume EMI collections in Bengali and English.

  • Bengali/Bilingual borrower portals
  • Offline-to-online collection sync
  • RBI-compliant document storage

Hyderabad & Telangana

Supports tech-driven NBFCs and fintech lenders handling personal, MSME, and vehicle loans with automated decisioning rules.

  • API-driven credit bureau checks
  • Branch & franchise performance dashboards
  • Agent app for field collections

Mumbai & Western India

Manage large loan portfolios, DSA workflows, and payment reconciliations for finance companies across Maharashtra & Gujarat.

  • Multi-branch, multi-currency ledger
  • Dashboard for legal/recovery teams
  • Automated balance confirmations

Delhi NCR & North India

Ideal for large lending networks, franchise-driven consultants, and private lenders focusing on equal EMI distribution and audit readiness.

  • EMI/NACH file automation
  • Document vault with access logs
  • GST-compliant invoicing & reporting

Our Process – Launch in Weeks, Scale for Years

Structured implementation keeps your lending team productive from the first login.

Step 1 – Requirement Discussion

We conduct discovery workshops with your management, branch heads, and IT team to document loan products, approval chains, MIS expectations, and compliance rules.

Step 2 – UI/UX Design & Configuration

Our team configures loan categories, repayment frequencies, charges, and user roles. We map dashboards for admins, agents, and customers, and set up bilingual interfaces if needed.

Step 3 – Development & Testing

We integrate payment gateways, SMS/WhatsApp vendors, accounting systems, and deploy on secure cloud infrastructure. Rigorous UAT ensures EMI calculations, reports, and permissions are flawless before go-live.

Post-launch, we stay alongside your team with onboarding, continuous enhancements, and performance audits so your loan management software keeps pace with RBI guidelines and business expansion.

Trusted by Lending Teams Across India

Real stories from NBFCs, microfinance groups, and loan consultants using Claban’s custom platform.

“We digitised 6,500 borrowers in Kolkata within 3 weeks. EMI auto reminders and branch dashboards cut defaults by 14%.”

Shree Finance Solutions

Kolkata, West Bengal

“Our microfinance team in Hyderabad now approves loans in 48 hours. Field agents update collections from mobile.”

Aarav Microcredit

Hyderabad, Telangana

“Dynamic interest setup and PDF statements made compliance easy for our Mumbai NBFC. Support team is top-notch.”

UrbanCap Finance

Mumbai, Maharashtra

Frequently Asked Questions

Everything you need to know before implementing our loan management tool.

Is the loan management software cloud-based?

Yes, the system is web-based and mobile-responsive. Admins, agents, and borrowers can log in from any device. Data is hosted on secure cloud servers with encrypted storage and automated backups.

Can you customise EMI rules and interest calculations?

Absolutely. We configure flat, reducing balance, daily interest, GST, penalties, and foreclosures according to your product mix. Custom EMI calculators are built for each loan scheme.

Do you support integrations with existing software?

Our team integrates with accounting software, payment gateways, SMS vendors, CRM tools, and BI dashboards. APIs allow seamless data exchange with your current ecosystem.

What kind of support can we expect?

We provide lifetime support, feature upgrades, and onboarding assistance. Training materials, help videos, and multi-language support keep your staff productive across locations.

Get a Free Demo of Our Loan Management System Today

Ready to control loan applications, EMI follow-ups, and repayments from a unified dashboard? Share your requirements and Claban will prepare a customised proof-of-concept for your city or branch within 72 hours.

Call / WhatsApp +91 7430010676
Request Custom Proposal Visit Our Kolkata Office

Office Address: 6B, Bentinck Street, Kolkata, West Bengal, India