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Retail Loan Management Software

Loan Management Software for Retail Shops & EMI Businesses

Sell products on EMI with confidence. Claban’s custom loan management system helps furniture stores, mobile shops, and electronics dealers manage customer profiles, EMI schedules, payment reminders, and branch performance from one secure dashboard.

Whether you operate in Kolkata, Delhi, Hyderabad, Mumbai, Bangalore, or any Indian city, our cloud-based platform adapts to your retail workflows and scales with your distribution network.

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100% tailor-made for your shop type Works in all Indian cities
Retail Loan Management Dashboard
Customer KYC Hub
EMI Collection Tracker

Key Features for Retail EMI Management

Automate every step of product financing—from onboarding to receipt generation.

Customer & KYC

  • Digital customer registration
  • Photo, ID, address proof upload
  • Family & guarantor mapping

Product & Loan Plans

  • Configure product catalogs
  • Flexible EMI schemes & down payments
  • Inventory and serial tracking

EMI Automation

  • Auto EMI calculator & schedules
  • Penalty interest & late fees
  • Due reminder via SMS/WhatsApp

Invoice & Receipts

  • Auto invoice generation
  • GST-compliant receipts
  • Email & print-ready PDF download

Notifications

  • SMS & WhatsApp payment alerts
  • Automated welcome & renewal messages
  • Campaign manager for offers

Dashboard & Reports

  • Real-time sales & EMI dashboard
  • Collection & defaulter reports
  • Branch-wise performance analytics

Multi-Branch Support

  • Manage multiple stores & warehouses
  • Dealer & franchise logins
  • Centralised reporting & approvals

Cloud & Mobile Ready

  • Browser-based & mobile responsive
  • Secure cloud hosting (AWS/Azure)
  • Offline data sync options

Who Can Use This Software?

Purpose-built for retailers and local lenders offering product financing.

Furniture Shops

Manage large-ticket items with custom EMI plans, warranty reminders, and delivery schedules.

Mobile & Gadget Stores

Sell smartphones, laptops, and accessories on EMI with serial tracking and inventory sync.

Electronics & Appliance Dealers

Automate EMI for TVs, ACs, and home appliances with warranty and service schedules.

Local Credit & EMI Providers

Maintain borrower ledgers, track dues, and send reminders for small-ticket loans.

Micro Loan Agencies

Digitise field operations with agent logins, cash collection entries, and compliance reports.

Why Retailers Trust Our Custom Loan Software

Claban designs bespoke loan software to match your catalog, EMI policies, and customer experience. Every module is configurable—from approval flows to notification templates—so your sales team and finance desk stay aligned.

  • Built with Laravel / PHP / MySQL for stability and speed
  • Automated EMI engine with penalty calculation
  • Secure cloud hosting with dedicated backups
  • Integration-ready (payment gateway, SMS, WhatsApp)
  • Lifetime support, upgrades, and bilingual training
Loan Management Software Kolkata Loan Management Software Delhi Loan Management Software Hyderabad Furniture Shop Loan Software India Mobile Shop EMI Software Electronics Loan System Retail EMI Management Software Custom Loan Management Software Installment Collection Software India

Made for Retailers in Kolkata, Delhi, Hyderabad & Pan-India

Stay compliant with local tax rules, languages, and customer preferences across multiple cities.

Kolkata

Manage furniture and electronics finance with Bengali/English interfaces, GST-ready invoices, and local holiday reminders.

  • Bengali SMS & receipts
  • Local tax & challan support
  • Branch & dealer hierarchy

Delhi NCR

Perfect for large appliance chains and credit providers with multi-store dashboards, compliance alerts, and recovery workflows.

  • Multi-store centralisation
  • Legal & recovery module
  • Analytics for defaulters

Hyderabad

Enable tech-savvy mobile stores with real-time dashboards, API integrations, and bilingual communications (English/Telugu).

  • API-integrated billing
  • Agent app for collections
  • Warehouse inventory sync

Mumbai & Bangalore

Manage urban retail and omni-channel finance operations with CRM integrations, online EMIs, and marketing automation.

  • CRM & lead integration
  • Omni-channel payment links
  • Market campaign analytics

Implementation Process

Quick setup for pilot branches followed by smooth rollout across your retail network.

Step 1 – Requirement Discussion

Our consultants map your product catalog, EMI policies, approval workflows, and reporting needs for each store or branch.

Step 2 – UI/UX Design & Configuration

We configure loan plans, customer forms, notifications, user roles, and dashboards to match your brand and multi-branch operations.

Step 3 – Development & Testing

Integrate payment gateways, SMS/WhatsApp APIs, POS/billing systems, and run UAT pilots before scaling to all branches.

Post-launch, Claban provides lifetime support, staff training, performance reviews, and feature upgrades—ensuring your retail EMI business stays profitable and compliant.

Retailers Already Using Claban Loan Software

Proof of impact from furniture showrooms, electronics chains, and local finance agencies.

“Collections improved by 30% after automated reminders. Now every sales team member has visibility into EMI schedules.”

CityHome Furniture

Kolkata

“For our Delhi mobile franchise, branch dashboards and payment links reduced default follow-up time by 45%.”

SmartLink Mobiles

Delhi NCR

“Hyderabad electronics stores now onboard EMI customers in 5 minutes thanks to KYC automation and API billing.”

Electra Hub

Hyderabad

Frequently Asked Questions

Answers for retail owners before digitising EMI operations.

Does the software handle both cash and online payments?

Yes. Record cash, cheque, UPI, and payment-gateway transactions with automated reconciliation and consolidated reports.

Can I manage multiple branches or franchises?

Multi-branch support lets you control store-level permissions, monitor inventory, and consolidate analytics for head office reporting.

Is it possible to integrate with existing billing/POS systems?

We integrate with POS, accounting, CRM, and ERP tools using APIs and webhooks, ensuring your current workflows remain intact.

How do you support staff training?

We provide bilingual documentation, video tutorials, live onboarding sessions, and ongoing support via phone, email, and WhatsApp.

Get a Free Demo of Our Retail Loan Software

Transform your shop’s EMI operations with automation and real-time insights. Share your requirements, and we’ll tailor a demo for your city and product range.

Call / WhatsApp +91 7430010676
Website claban.in
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